2. M 1 and F 1 respectively represent gender, and the amount should be 280. The payment type of basic medical insurance for urban and rural residents F 1 stands for female; M 1 stands for male. Although these two grades represent gender, if the correct amount is selected, users can choose at will without any influence.

3. Medical insurance is divided into three grades: basic medical care level 1, basic medical care level 2 and basic medical care level 3, with different payment, treatment and adaptation groups. There is no personal account in the first file, but the second file of medical insurance will cover more and more in actual scope; The scope of real reimbursement is also relatively large, so it largely illustrates the importance of medical insurance. I suggest that you can choose basic medical insurance, so that you will be at ease; The first overall fund shall be reimbursed according to the relevant provisions of the basic medical insurance; The advantage of the second file is that you can set up a personal account, which is very convenient and natural when you inquire. So you should pay attention to these problems, so that the protection will be better. We can understand what the first file of basic medical insurance means, and the scope of insurance coverage can also be well analyzed. So the actual advantage is still obvious, and you can really choose.

What is medical insurance?

1, medical insurance generally refers to basic medical insurance, which is a social insurance system established to compensate workers for economic losses caused by disease risks. The medical insurance fund is established through the contributions of employers and individuals. After the insured person has medical expenses, the medical insurance institution will give certain economic compensation.

2. Medical insurance, like other types of insurance, is to collect medical insurance premiums from people threatened by diseases in advance in the form of contracts and establish medical insurance funds; When the insured goes to a medical institution for medical treatment, the medical insurance institution will give him some economic compensation. Therefore, medical insurance also has two functions: risk transfer and compensation transfer. That is, the economic losses caused by individual disease risks are distributed to all members threatened by the same risks, and the economic losses caused by diseases are compensated by centralized medical insurance funds.