1. Select the fund according to the risk tolerance. Bond funds are also divided into: pure debt funds, mixed partial debt funds, and stock-debt balance funds. Generally speaking, the risk of stock-debt balance is the greatest, followed by partial debt funds and pure debt funds.
Second, look at the performance trend and past performance of the fund. If the performance trend line and past performance have been rising steadily, it is relatively good. Try not to choose bond funds with ups and downs, which is risky.
Third, choose a fund with a moderate fund size, usually between 5-65.438+0 billion.
Choose a fund with low expenses and stable fund returns.
Fifth, look at the target of bond fund investment, the target bond is best above AA level.
Sixth, when choosing a bond fund, don't just choose a bond fund, you can invest in multiple portfolios, and don't put your eggs in the same basket.
Better bond funds:
Five-year annualized yield of SDIC UBS Ronghua Bond17.438+0; Southern Baoyuan Bond, with a five-year annualized yield of16.58%; The five-year annualized yield of Guo Fu Tian Li Growth Bond is 12.85%, which is the top three among all bond funds at present.
Among convertible bond funds, the top five funds in recent five years are: Xingquan convertible bond mixed with Penghua convertible bond A Huitianfu convertible bond A Changxin convertible bond A BOC convertible bond enhanced bond A, with the mixed annualized return of 8.8 1% and the maximum withdrawal of-13.02%.
Among the active bond funds, the top three funds in the past five years are: Nuoan Li Shuang Bond initiated Nuoan Optimized Income Bond, and West Lide Steady Li Shuang Bond A ranked first, with annualized income of 1 1.99% and maximum withdrawal of -7.69%.
Among ordinary bond funds, the top three funds in recent five years are: China Everbright Prudential Credit Premium Bond A, which ranks first from the bond prudential enhanced income bond (LOF), with an annualized income of 8.79% and a maximum withdrawal of -9.89%.
Among the pure debt funds, the top three funds in recent five years are: China Europe Li Xing Bond Bosera Yutai Pure Debt Bond Yuanxin Yongfeng Rongxing Bond. The annualized yield of CEIBS Li Xing bonds is 4.83%, and the maximum withdrawal is-1.47%. From the data of long-term average annualized yield of bonds, we can also see that convertible bond funds have the highest risk coefficient, and their yield does not completely match the maximum withdrawal data, so they bear greater risks under the condition of obtaining the same income level.