Due to the particularity of fund products and the different investment ideas of fund managers, some funds choose to prohibit subscription and redemption within a certain period of time. There is a simple reason. For example, when you know that your monthly income is only 5000 yuan, is it easy to control these funds? And when you spend 2000 yuan this month, 3000 yuan next month and 8000 yuan next month, it is not easy for you to plan your own funds reasonably.

Therefore, those funds that are forbidden to purchase and redeem within a certain period of time usually have relatively high net worth.