The nature of affordable housing actually corresponds to commercial housing. It is housing with limited standards, limited prices or rents provided by the government for low- and middle-income families with housing difficulties.
So, what exactly is affordable housing? Let’s take a look.
1. What is affordable housing? Affordable housing refers to housing with limited standards, limited prices or rents provided by the government for low- and middle-income families with housing difficulties. It generally consists of low-rent housing, affordable housing and policy rental housing.
Our country’s definition of affordable housing is: Social affordable housing is a more special type of housing in urban residential construction in my country. It usually refers to the unified planning and overall planning by the government in accordance with national policies and laws and regulations, and is provided to Housing used by specific groups of people, with restrictions on construction standards and sales prices or rent standards for this type of housing, serving as a social security housing.
Classification of affordable housing: 1. Economically affordable housing. Economically affordable housing is land provided by the government through allocation, exempt from various administrative charges and government funds such as urban infrastructure supporting fees, implements preferential tax policies, and is sold at government-guided prices.
To low-income families with housing difficulties who have a certain ability to pay.
This type of low-income family has a certain ability to pay or is expected to pay, and the home buyers have limited property rights.
Affordable housing is commercial housing with social security properties and has the dual characteristics of economy and applicability.
Economy means that the housing price is relatively moderate compared to the market price and can adapt to the affordability of low- and middle-income families; applicability means that the housing design and construction standards emphasize the use effect of the housing rather than the construction standards.
2. Low-rent housing Low-rent housing is owned by the government or institutions and leased to low-income families at low rents approved by the government.
Low-income families have no property rights in low-rent housing, which is non-property-right affordable housing.
Low-rent housing is only for rent, not for sale, and is rented to the lowest-income urban residents.
With housing prices skyrocketing, affordable housing in trouble, and people finding it difficult to live in, low-rent housing has become the focus of social attention and can become a "life-saving straw" for low-income families.
3. Public rental housing Public rental housing refers to the provision of rentable housing to low- and middle-income families with housing difficulties through the government or government-entrusted institutions at market rents. At the same time, the government pays corresponding monthly payments to the renting families.
Standard rental subsidy.
Its purpose is to solve the housing difficulties of low-income families whose family income is higher than the standard for low-rent housing but who cannot afford to buy affordable housing.
This concept happens to be fixed in the newly released "rental affordable housing".
Affordable housing is rented and sold, which can be said to turn affordable housing into an "expanded version of low-rent housing."
4. Oriented resettlement houses. Resettlement houses are houses built by the government to resettle the demolished households when the government carries out urban road construction and other public facilities construction projects.
The resettlement targets are urban residents who have been demolished, as well as farmers whose houses have been acquired and demolished.
5. Two-limit commercial housing Two-limit commercial housing refers to commercial housing with “limited housing types and limited house prices.”
In order to reduce housing prices, meet the self-occupied needs of urban residents, and ensure the supply of land for low- to medium-priced, small and medium-sized general commercial housing, with the approval of the urban people's government, on the basis of limiting the proportion of units and limiting the sales price, the land will be sold at competitive land prices and competitive prices.
In the form of housing prices, bidding determines the development and construction unit of the residential project, and the winning bidder will build it in accordance with the agreed standards, and sell low- to medium-priced, small and medium-sized ordinary commercial housing to eligible residents at the agreed price.
Two-limited housing is not “disability housing” in the strict sense.
6. Anju commercial housing Anju commercial housing refers to the housing (belonging to the category of affordable housing) built in the implementation of the national "Anju (or Kangju) Project".
It is a non-profit housing constructed with loans arranged by the party and the state and self-raised funds by the local government for the majority of low- and middle-income families, especially the extremely poor households with an area of ??less than 4 square meters. The sales price is lower than the cost and the government subsidizes the non-profit housing.