In recent years, we can find a situation that it is getting harder and harder to make money.

Some people think this is due to the economic slowdown caused by the new crown epidemic, while others call it U.S. inflation causing soaring prices around the world.

No matter what kind of conjecture it is, it means that our own property has dropped in value.

Faced with this situation, in order to ensure that their lives are not affected, ordinary people must be prepared for "property price drops".

Some experts also believe that there are 4 things that you should avoid touching as much as possible in 2023.

So what are the four things that can't be done?

What kind of preparations should ordinary people make to deal with "property price drops"?

1. Ordinary people should be prepared for property depreciation. Property devaluation simply means that money is becoming more and more "worthless". We can find signs of property depreciation from the price of the house.

According to national data analysis, my country's current per capita assets of urban and rural households are more than 3.179 million yuan, of which real estate occupancy accounts for 60%.

The fall in house prices means that most of the property in the home has dropped in value.

In addition to the devaluation of property caused by the decline in housing prices, the soaring prices have also significantly made us feel that money is becoming more and more "worthless".

In order to survive the risks caused by the COVID-19 epidemic, the United States chose to issue currency, and the impact was that domestic prices soared.

The soaring prices in the United States have indirectly affected international commodity prices, and price levels around the world have gradually increased.

Therefore, we must make preparations for property price appreciation in advance.

The most important thing is to have a good reserve of assets and keep them for future use.

When faced with falling property prices, try to reduce your consumption of luxury goods and save more money.

In fact, the same principle applies to buying less meat when it becomes more expensive and buying more when it is cost-effective.

When you get through the drop in property prices, increase your consumption of luxury goods.

In fact, in addition to having a good capital reserve, there are four things that cannot be done in 2023.

2. There are 4 things you cannot do in 2023. 1. Don’t buy a house if it is not strictly necessary. Since my country’s housing reform, housing has enhanced its investment characteristics.

Since then, a new profession has been created, that of "real estate speculator".

Buying a house at a low price and selling it at a high price to earn the price difference also allows many people to buy real estate as an investment as long as they have spare money.

However, in recent years, as the birth rate has decreased and the home ownership rate has increased, the real estate industry has gradually become saturated, and housing has lost its investment characteristics.

Therefore, if it is the best choice to buy a house, regardless of the rise or fall of house prices, you can choose with peace of mind based on your own specific situation.

If the purpose of buying a house is to invest, it is recommended that you give up this idea now and save it in a bank.

2. Don’t start a business. The business environment in the past two years has been unstable, and both e-commerce platforms and China’s real economy have been affected to a certain extent.

Apart from the impact of the epidemic in recent years, there are also great difficulties in starting a business on your own.

The current market is close to being saturated, and entrepreneurship also tests the entrepreneur's connections, assets, vision and luck.

If you don't have full confidence and sufficient experience, it's best not to choose to start a business.

Do your current job in a down-to-earth manner, and start your first business after you have experience and investment control.

3. Don’t invest and manage money rashly. Buffett, the master of stock trading, once said that buying stocks is buying the future development of the company.

However, judging from the current environment, the situation of the stock market is not ideal, and many companies are facing economic difficulties.

If you blindly invest without wanting to control at this time, your life-saving money may be lost to the point of bankruptcy.

Not only individual stocks, but also investment and financial products such as commercial insurance and funds must be fully investigated. After fully understanding the risks and returns, invest the meaningless remaining money in your hands.

Making money with money is everyone’s dream. Of course, the premise is to master the risks and future methods, otherwise you will be harvested in the stock market.

4. There is no need to increase debt. The rise of the mobile Internet has made people's consumption very convenient. It not only puts pressure on their own wallets, but also pre-borrows their future money, which makes many people have debts.

As debt increases, the ability to resist risks becomes worse.

Once you lose your regular income, debt will bring your current prosperity to the bottom.

Therefore, if you have debt, you must clear it as soon as possible and reduce the purchase of unnecessary items for daily life.

The money you save can improve yourself in recent years. Only by enriching your inner world can you become a truly wealthy person.