Some people may wonder, since he is a criminal group, how did he absorb so many deposits? Are there several village banks with such strong deposit absorption capacity? Of course there is. There is a way. If you give him three points in return, such as ICBC and CCB, then everyone must have saved some big banks. It is certainly safer for big banks to return at the same interest rate. At least everyone is normal. It's almost impossible for ICBC and China Construction Bank to close down, but it's not necessarily the case in another place. The simplest and most effective way for these local banks to absorb deposits is to raise interest rates. It is said that the one-year deposit rate is the highest 4.8.
High interest rates will naturally make people willing to save money, because high interest rates mean a return of nearly 5 points, and everyone will put money in ordinary investment fields. Some money funds, pure debt funds, he can't achieve such income. If you deposit your money in the bank, you should tell everyone that our bank is also a regular bank, and there is no risk in depositing capital and withdrawing interest. If you think there is no risk in such a high return, what are you waiting for? Save it quickly, and don't fill it out if it's late, so even if someone saves it, some people have accumulated about 40 billion time.
The attractive way for local banks is generally to give higher interest rate returns, which does not mean that all local banks are unreliable, nor does it mean that the situation in China is special. Before the bankruptcy of Baoshang Bank, its nature was not so bad. This new wealth group incident in Henan Province can be said to be a very bad event in the banking field of China. In the past 20 or even 50 years, nothing so serious has happened, even for local banks. Now everyone has a government background, and it is not bankruptcy to want to go bankrupt. The nature is very serious, but it is estimated that there will be protection in the end.