buying funds is divided into on-site buying and off-site buying. Let me talk about it based on my own experience:
Let me talk about on-site buying, which requires opening a stock account and buying in a securities company. The net value of the fund on the same day is floating, and the operation is the same as that of stocks, but the transaction cost is low. I am currently using Zhang Le Fortune Link.
let's talk about off-site purchase. In fact, Alipay and Tiantian Fund Network are similar in terms of purchase methods and subscription fees. However, the most prominent advantage of Tiantian Fund Network is that there are many kinds of funds, rich fund news information and fund colleges, and you can check the fund valuation (which is also available on Alipay now), historical net value, fund positions, fund rankings, etc., as well as fund diagnosis and fund forums. These functions are very mature and have good reference value for users to buy funds.
The biggest feature of Alipay is that it will launch various preferential activities from time to time. For example, answering questions politely, users can receive random red envelopes, fixed investment red envelopes and wealth management red envelopes through answering questions, and after receiving the red envelopes, they can be deducted as cash or distributed to the balance, which is very attractive to me.
another function of AliPay is also what I like. That is, after opening the target fixed investment, you can set a reminder of the rise and fall of the rate of return. For example, when the return rate of a fund reaches 8%, the system will remind the user whether to take profit; When the yield reaches 2%, the system will remind the user whether it is necessary to make up the position.
to sum up, which platform to buy funds from can be selected according to your actual situation, or combined with multiple platforms to buy funds. For example, if you want to buy a fund that can receive a red envelope on Alipay, you can go to Tiantian Fund Online to look at some information about this fund (fund manager, historical performance, etc.) or fund diagnosis, and then consider whether to buy it based on the valuation of the day.