Yu is a cash management product mainly for individuals, small and micro enterprises and small and micro operators. The product itself is the Yunshangbao Monetary Fund launched by Tian Hong Fund, which has the characteristics of low risk and high liquidity. It is jointly built by online merchant bank and Tian Hong Fund.
Yu 'ebao is a balance appreciation service and current fund management service product under Ant Financial, which was launched on June 20 13. Tian Hong Fund is the fund manager of Yu 'ebao.
Yu 'ebao is connected with Yu 'ebao Monetary Fund under Tian Hong Fund, which is simple to operate, low in threshold and free of handling fee. In addition to the financial management function, Yu 'ebao can also be directly used for shopping, transfer, payment, repayment and other consumer payments. It is a cash management tool in the era of mobile Internet. Yu 'ebao is still the largest monetary fund in China.
2065438+On May 3rd, 2008, Yu 'ebao newly accessed two money fund products, namely "Boss Cash Income Currency A" and "China-Europe Rolling Qian Bao Currency A", which are owned by Boss and China-Europe Fund Company.
Yu Baoli and Yu 'ebao are essentially money funds. In the case of short time and small amount, you can deposit any one. I have actually experienced both of these products. After the actual use, I summed up three differences.
Free withdrawal amount is different. If Yu 'ebao's money is transferred directly from the bank card, then when it is transferred out, 654.38+ 10,000 yuan is free; However, the money of Yu 'ebao is transferred from Alipay, and a withdrawal fee of 0. 1% is charged; The amount of free cash withdrawal from individuals is 6,543,800+0,000; If there are 1 10,000 cash assets, put them in Yu Bao Li; The balance treasure is set at 6.5438+10,000 yuan, which is beautiful.
The upper limit of deposit amount is different, and the upper limit of Yu 'ebao is 654.38+ 10,000; The personal ceiling is 6.5438+million, and the enterprise ceiling is 50 million; If you have little money, you can deposit it anywhere. If you have too much money, the enterprise will still exist in it.
The funds in Yu 'ebao with different flexibility can be purchased and consumed directly in Taobao, which is more flexible and convenient to use; You can't, and you must be transferred before you can use it.