No, the cancellation of Alipay account must be because there are no funds, wealth management, insurance and funds in the account. Can't hold it. If investors want to cancel their accounts, they can sell the funds and transfer the funds to the marketing accounts.

Alipay is only a third-party payment tool. If the user doesn't want to use it, he can transfer money and unbind the bank card. He can cancel or not. Alipay platform does not charge, and cancellation and non-cancellation have little effect.