The differences between pooling accounts and individual accounts are as follows:

1. Different concepts: pooling accounts refer to the funds of various social insurance projects. Personal account is to record the part paid by the insured and the expenses transferred from the part paid by the unit, as well as the interest of these two parts.

2. different purposes: the money in the overall account belongs to the individual. Personal account is the main basis for the insured to receive the relevant treatment of personal account when going through retirement procedures, transferring across the overall scope, surrendering before retirement, leaving the country to settle down before retirement or ending the basic pension relationship after death.

3. Different ways of use: the overall account is to issue monthly pensions or funeral subsidies and pensions to their survivors, and the personal account can be withdrawn after retirement.

first, medical insurance refers to social medical insurance.

1. It is a social insurance system that meets the basic medical needs of workers when they are sick according to laws and regulations. On January 12th, 216, the State Council issued "Opinions on Integrating the Basic Medical Insurance System for Urban and Rural Residents", which required to promote the integration of medical insurance for urban residents and the new rural cooperative medical system, and gradually establish a unified medical insurance system for urban and rural residents nationwide. On December 2, 216, the Ministry of Human Resources and Social Security held a video conference on the nationwide networking of basic medical insurance and direct settlement of medical treatment in different places, and signed letters of responsibility with 22 provinces, including Beijing, which applied for the first batch of nationwide networking of basic medical insurance and direct settlement of medical treatment in different provinces, marking that the direct settlement of medical treatment in different provinces has officially entered the implementation stage.

ii. insurance company

an insurance company refers to a company as a legal person established in accordance with the insurance law and the company law. Insurance companies collect premiums, invest the capital from premiums in bonds, stocks, loans and other assets, and use the income from these assets to pay the insurance compensation determined in the policy. Through the above business, insurance companies can get high returns on investment and provide appropriate insurance services to customers at lower premiums, thus making profits.

an insurance company is an insurer in the form of company organization, which deals in insurance business. An insurer in an insurance relationship has the right to collect insurance premiums and establish insurance premium funds. At the same time, when an insured accident occurs, it is obligated to compensate the insured for economic losses.

An insurance company is a company that sells insurance contracts and provides risk protection. An insurance company refers to an economic organization that operates the insurance industry. Insurance companies refer to commercial insurance companies established with the approval of China Insurance Regulatory Authority and registered according to law, including direct insurance companies and reinsurance companies.