In the eyes of most investors, bond funds should be funds with very low risk coefficient and stable returns. However, bond funds are net worth fund products after all, and they can see profit and loss every day, and their performance also fluctuates. The fund manager promises to manage and use the fund assets honestly and diligently, but does not guarantee that the fund will make a certain profit, nor can it guarantee the minimum income of the fund. Profit and loss are homologous, and risks are always accompanied by income, just compared with partial stock funds.

What are the advantages of short-term debt funds compared with money funds?

The expected return and risk fluctuation of short-term debt funds are slightly higher than those of money funds, and the investment ratio and scope are also more advantageous than those of money funds, so there is more room for return. Short-term debt funds have the characteristics of higher returns and lower risks, which can meet the needs of investors for idle money investment and bottom warehouse allocation.

Affected by the bond market, the net value of bond funds may be negative one day, but after a long time, the net value curve will grow steadily. Even if it encounters short-term fluctuations, there is no need to panic. Long-term patient holding can get a better investment experience.

Like other common open-end funds, bond funds can check the investment income after the net value of T+ 1 is updated. T refers to the trading day, weekends and legal holidays are non-trading days, and the trading day is divided by 15. If it is T before 15, it is the next trading day after 15, and T buys and submits.