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What is fund custody?
The fund custody business refers to the business in which qualified commercial banks act as custodians, sign trust fund custody contracts with clients in accordance with relevant laws and regulations, safely keep entrusted investment funds, and perform relevant duties of custodians. There are many kinds of bank custody business, including securities investment fund custody, entrusted fund custody, social security fund custody, enterprise annuity custody, trust fund custody, rural social security fund custody, basic old-age insurance personal account fund custody, supplementary medical insurance fund custody, income and expenditure account custody, QFII (qualified foreign institutional investors) custody, valuables custody and so on.

Fund custody business is the business of accepting clients' entrustment, keeping clients' funds, performing supervisory duties and providing investment management-related services.

Commercial banks have a wide range of custody business, mainly including: safe custody of entrusted funds; Fund settlement and securities delivery in the name of entrusted funds; Supervise the investment operation of entrusted funds; Timely report the investment operation and related information of the entrusted funds to relevant departments and customers; Accounting records of the funds, liabilities and investments of the entrusted funds; Valuation of the securities held by the entrusted fund according to the relevant requirements; Objectively and fairly analyze the investment operation of the entrusted funds, and provide relevant analysis information to the clients; Other businesses related to entrusted fund custody.

For the entrusting party, the entrusted fund custody business takes into account the profitability and safety of investment, and can enjoy the financial services provided by the entrusting party. At the same time, because the trustee is responsible for the accounting and liquidation of funds, it can effectively avoid some disputes in the process of entrusted financial management, so the entrusted fund custody business of commercial banks has broad market development prospects.