1, the choice of fund managers. When choosing a fund manager, we should first look at his qualifications and anti-risk ability, and choose the top fund companies through their rating rankings. Secondly, the stability and profitability of fund managers, frequent replacement of fund managers will affect the flow of funds and income.

2. Fund stability screening. The stability of the fund is manifested in all aspects of fund risk. When choosing a fund, you should choose the top quartile or the high-quality fund promoted by the fund company. This kind of fund has strong anti-risk ability and high income.

3. Screening of fund profitability. Balanced funds belong to the realization of fund appreciation under the condition of controlling risks. The so-called choice of profitability is generally to choose its value-added ability, that is, the profitability of 50% common stock.