The fund is purchased according to the amount and redeemed by the share. If the redemption amount is wrong, it may be because investors mistook the shares for the amount, so it seems that the redemption amount is less. In fact, the total redemption amount is the share multiplied by the net value. For example, if an investor buys 1 1,000 funds with the net value of 2 yuan, it will show 1 1,000 funds when redeeming, instead of 2,000 yuan.

The fund needs a handling fee When the fund increase is less than the handling fee, the redemption will lose money. For example, the subscription rate of the fund is 0. 15%, and the redemption fee within 7 days is10.5%. Suppose the increase of the fund is only 1%. At this time, the fund seems to be rising, but due to insufficient handling fees, less funds are redeemed.

Matters needing attention in purchasing funds

Pay attention to the later maintenance of your account. Although the fund is worry-free, it should not be left unattended. Always pay attention to the new announcements on the fund website, so as to have a more comprehensive and timely understanding of the funds you hold.

Pay attention to buying funds and don't care too much about the net value of funds. In fact, the fund's income is only related to the net growth rate. As long as the fund's net growth rate stays ahead, the income will naturally be high. Be careful not to like the new and hate the old. Don't blindly pursue new funds. Although the new fund has inherent advantages such as preferential prices, the old fund has long-term operating experience and reasonable positions, which is more worthy of attention and investment.