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How about the multi-element series Hong Rui VII?
Not so good.

Why did Hong Rui, a diversified series of wealth management products of Shanghai Pudong Development Bank, set sail at a loss? Investing in gold is risky, and investing is risky.

Simply put, the higher the risk, the more benefits. Conversely, the lower the risk, the lower the return. Under normal circumstances, bank financing is still relatively stable.