We are no strangers to the foundation's fixed investment, which is called the most suitable investment method for the fund. But not everyone is suitable for this kind of investment. The following is an interpretation of the methods and skills of investment funds prepared by Bian Xiao for you, hoping to help you!

Introduction skills for beginners of investment funds

Discover hidden excellent funds in advance.

Today's society is an information explosion society, and we also have deep feelings in the process of fund investment. It seems that there is a platform to recommend explosive funds to you at any time. Under normal circumstances, when these funds are excavated, their performance has risen to a better stage. If we have advanced thinking and dig them out when they are not fully grown up in the early days, we can enjoy more excess returns. Because these funds have not been fully tapped, the scale will not be too large, which may be between 500 million yuan and 654.38+0 billion yuan. At each stage, the fund has good performance and strong stock selection ability.

Adopt the strategy of balanced allocation and strengthening industry rotation

In the configuration of the industry, we should adopt a relatively balanced strategy, not blindly chasing short-term market hotspots, and chasing short-term hotspots is easy to become a pick-up man.

Leave the enhancement of industry rotation to fund managers and choose fund managers who are good at industry rotation. These fund managers are usually more responsive to the market and are good at capturing structural opportunities in volatile markets.

Switch styles on the basis of balance.

Generally speaking, the investment style in the market can be divided into growth and value, and A shares have very obvious characteristics of style rotation since history.

Therefore, on the basis of balance, we can intervene in the style with strong trend and follow the style.

How to invest in funds to make money?

1 Select the fixed investment target: The foundation for the fund to make money by fixed investment is based on a good fund. For us, choosing a good fund product is the most important thing. We need to screen and compare the historical performance, maximum retracement, position distribution, investment style, fund manager and other information of the fund to ensure that there is no problem with the fund.

2 determine the fixed investment cycle: for the fixed investment cycle, there are often daily fixed investment, weekly fixed investment, monthly fixed investment and irregular fixed investment. According to statistics, no matter how the market changes, the yield curves of daily fixed investment, weekly fixed investment and monthly fixed investment are almost similar, with little difference in income, and there will be no situation that the higher the frequency of fixed investment, the higher the income. Among them, the monthly fixed investment time is very suitable for the second or third day after the salary is paid, because it can help us to save forcibly and is suitable for friends who have weak self-control and like to spend.

Fixed-time investment refers to investors who choose to buy in the falling market instead of setting a fixed time, which is more suitable for investors who have a better understanding of the fund, have certain research, can pay attention to its market every day, and have certain time and energy.

3 Fixed investment amount: Assuming that the fixed investment period has been determined, the fixed investment amount must be fixed or not. The amount is easy to understand, that is, every investment is the same amount. If it is not fixed, you can increase the investment ratio when the market goes down and reduce the investment amount when the market goes up.

4 save the cost of fixed investment: if we can save more costs in the investment process, it is equivalent to an increase in our rate of return. Here, the transaction costs of the fund are reduced as much as possible, such as redemption fees, sales service fees, and trading commissions of the on-site funds. In addition, the correct choice of fund dividend method is also a skill to make our long-term income rise. Cash dividends can make us feel safe, which not only makes the floating surplus become real money, but also saves our redemption fee. If it is dividend reinvestment, then we can increase the fund share.

Although the dividend of the fund will be ex-dividend, that is, putting the money in the left pocket in the right pocket will not increase our income immediately, but the dividend will be made up after ex-dividend. As long as dividends are stable for a long time, the price drop caused by ex-dividend will be compensated, so it is a long-term positive for us.

5 Take profit in time: It is necessary to know that although the fixed investment of the fund is a long-term investment, there is also a time limit. We must learn to make a profit in the right position. Generally speaking, bull market and bear market are the best nodes for a long investment cycle, especially the China stock market is still in a short-term state, so it is necessary to find the right time to take profits when the bull market comes.

Fund investment skills

There are many investment strategies of funds, and different strategies will lead to different income results, and each strategy has its own adaptive environment.

For the same fund, there are generally three buying strategies.

1, one-time purchase.

After choosing the right fund, choose the right time to buy it at one time. This strategy has a high risk coefficient and requires the highest professional ability of investors.

Must have strong timing ability, can accurately grasp the market trend and the opportunity to enter the market. This strategy has the greatest effect on the profit of the bull market that rises unilaterally.

This method is not suitable for novice investors. If you are sure of your professional ability, you can try.

2. Buy in batches.

For example, after selecting a fund, invest 30% first, then invest 30% if the fund falls 10%, and then invest 40% when the fund falls again 10%;

According to their own situation, the proportion of decline, investment share and frequency should also consider the market situation.

In the fluctuating market environment, this strategy can play a very good role in dispersing risks and giving consideration to benefits, and it is the most suitable strategy for fluctuating markets.

3. pyramid purchase.

Similar to the strategy of buying in batches, but the pyramid strategy will increase the investment share with the decline of the market. For example, when the market drops by 65,438+00% for the first time, after the market drops by 65,438+00%, the capital will increase by 20%, then decrease by 65,438+00%, then increase by 30%, then decrease and finally increase by 40%.

It embodies the idea that fund investment is buying more and more, and pyramid buying strategy can achieve the best income effect in a bear market.