The return on investment is divided into fixed income return and floating income return. At present, the fixed-income investment products that can reach 10% on the market include trusts, private equity investment funds (most annualized investment returns are around 10%), Internet financing (P2P, P2C) and so on. Floating income depends on the specific investment field and the past investment performance of the investment manager. When the capital market is booming, the annualized investment return rate of most floating income products is higher than 10%, but during the capital market depression, floating income investment products may also suffer large losses. Therefore, in terms of asset allocation, we should not only consider the return on investment, but also comprehensively consider the comprehensive factors such as market environment and investment manager's qualification performance.