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What do you think of the fund's income?
The unit net value of the money fund is always 1 yuan, and there is no handling fee. If you bought 10000 yuan, that means you have 10000 funds now.

If you want to know the income of the fund, the income distribution of the money fund is published in the form of "every ten thousand income". For example, "every ten thousand income" on a certain day means that every ten thousand income of the money fund on that day can be 0.4436 yuan.

Another figure that understands the income situation is the "7-day annualized rate of return", that is, the average income of the last 7 days is converted into a one-year rate of return.

"Earnings per 10,000 shares" is your actual daily income, and "7-day annualized rate of return" is a parameter to understand the long-term profitability of a monetary fund.

The only way for the money fund to pay dividends is "dividend transfer", that is, the fund company transfers the accumulated income to your money fund share on a fixed day every month. For example, if you now have 65,438+1 0000 cash gains from 0 yuan, and your fund will already have 50 yuan's income on the income settlement date next month, then the fund company will convert your income into shares according to the face value of1yuan and add them to your fund share, which means that by next month, you will have 65,438+. Of course, I'm just giving an example. How much you can earn depends on the situation. Usually, the annual rate of return of money funds is 2%~3%. Now the deposit interest rate is relatively low, which is a form of financial management with good liquidity. Don't treat it as an investment.