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What taxes do you need to pay when buying a house in Nanjing in 2019?

The taxes and fees for buying a house are as follows: 1. Deed tax: 1.5% for ordinary houses with an area of ??less than 144 square meters. For individuals who purchase ordinary houses with an area of ??90 square meters or less, and the house is a family private residence, the deed tax is levied at a rate of 1%. For an ordinary house with an area of ??144 square meters or less3

%, non-residential 4%.

2. Stamp tax: 0.05% is paid directly when the contract is signed. It is 0.05% of the total house price. It is usually paid together with the down payment to facilitate the developer to handle contract registration and real estate certificates in a unified manner.

3. Bank mortgage fees. If you apply for a mortgage loan, the second set of fees you need to pay when signing the contract is bank mortgage fees. There are subtle differences between banks in commercial loan charges.

4. Mortgage registration fee: 80 yuan/household.

5. Warrant stamp tax: 5 yuan/household.

6. Insurance premium: Property insurance premium = Total house payment × Annual rate × Year coefficient.

The insurance premium is paid in one lump sum.

(The insurance rate is roughly: 0.07% for 1 to 5 years, 0.06% for 6 to 10 years, 0.055% for 11 to 15 years, 0.05% for 16 to 20 years, and 0.045% for more than 20 years)

7. House maintenance fund: 2%-3% of the purchase price 8. Property management fee 9. Ownership registration fee: 80 yuan/set 10. Transaction fee# Second-hand house tax standards: 1. Deed tax 2. Transaction fee 3

. Construction cost 4. Appraisal fee 5. Mortgage cost 6. House purchase certificate # Tax standards for buying a new house: 1. Deed tax 2. Stamp duty 3. Overhaul fund 4. Bank mortgage fee The above content is for reference only, I hope it can help you

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