1. Penghua Tianlibao Monetary Fund is one of the "Living Treasure" candidate funds of Tian Tian Fund Network.

2. You can apply for redemption at any time, with a maximum amount of 300,000.

3. There is no charge for subscription and redemption.

Extended data:

Penghua Tianlibao Money Market Fund is a money fund wealth management product issued by Penghua Fund.

Investment objective:

On the basis of strictly controlling risks and maintaining liquidity, we will strive to obtain a return on investment that exceeds the performance benchmark.

Investment scope:

The Fund invests in financial instruments permitted by laws and regulations, including cash, call deposits, short-term financing bills (including ultra-short-term financing bills), time deposits, certificates of deposit within one year (including one year) and other bank deposits, bonds with remaining maturity within 397 days (including 397 days), medium-term notes and asset-backed securities, bond repurchases and central bank bills with maturity within one year, and others recognized by China Securities Regulatory Commission and China People's Bank.

In the future, if laws, regulations or regulatory agencies allow money market funds to invest in other money market instruments, the Fund can participate in the investment without convening a fund share holders' meeting without changing the investment objectives and risk-return characteristics of the Fund, and the specific investment ratio restrictions shall be implemented in accordance with the laws and regulations in force at that time and the regulations of the regulatory agencies.

In a broad sense, a fund refers to a certain amount of funds set up for a certain purpose. It mainly includes trust and investment funds, provident funds, insurance funds, retirement funds and funds of various foundations.

From the accounting point of view, capital is a narrow concept, which refers to funds with specific purposes and uses. The funds we are talking about now mainly refer to securities investment funds.

Fund operation skills:

First: Look at the market outlook before operating.

The income from fund investment comes from the future. For example, if you want to redeem stock funds, you can first look at whether the future development of the stock market is a bull market or a bear market. Then decide whether to redeem or not, and make a choice on the timing. If it is a bull market, it can be held for a period of time to maximize the benefits. If it is a bear market, redeem it in advance and put it in the bag.

Second: switch to other products.

Converting high-risk fund products into low-risk fund products is also a kind of redemption, such as converting stock funds into money funds. This can reduce the cost, the conversion fee is generally lower than the redemption fee, while the money fund has low risk, equivalent to cash, and the income is higher than the current interest. Therefore, conversion is also an idea of redemption.

Third: regular fixed redemption

Like regular investment, regular fixed redemption can do daily cash management and stabilize market fluctuations. Fixed-term redemption is a redemption method of fixed-term investment.

References:

Baidu Encyclopedia-Peng Hua Tian Li Bao Money Market Fund