2. Current rate of return: 9/ 1 15=7.83%

Yield to maturity:115 = 9/(1+r)+9/(1+r) n+129/(1+r) 65438.

Bond fund, also known as bond fund, refers to a fund that specializes in investing in bonds, concentrates the funds of many investors, makes portfolio investment in bonds and seeks stable income.

In China, bond funds mainly invest in government bonds, financial bonds and corporate bonds. Bonds provide investors with a fixed return and repay the principal at maturity, and the risk is lower than that of stocks. Therefore, compared with stock funds, bond funds have the characteristics of stable income and low risk.

Extended data

Precautions for purchasing funds:

1. Arrange the proportion of fund varieties according to their own risk tolerance and investment purpose. Choose the fund that suits you best, and set an investment ceiling when buying partial stock funds.

2. Don't buy the wrong "fund". The popularity of funds has led to some fake and shoddy products "fishing in troubled waters", so we should pay attention to identification.

3. Post-maintenance of your account. Although the fund is worry-free, it should not be left unattended. Always pay attention to the new announcements on the fund website, so as to have a more comprehensive and timely understanding of the funds you hold.

4. Don't care too much about the net value of the fund when buying a fund. In fact, the fund's income is only related to the net growth rate. As long as the fund's net growth rate stays ahead, the income will naturally be high.

5. Don't "love the new and hate the old" and don't blindly pursue new funds. Although the new fund has inherent advantages such as preferential prices, the old fund has long-term operating experience and reasonable positions, which is more worthy of attention and investment.

6. Don't buy bonus funds unilaterally. Fund dividend is the return of investors' previous income, so it is more reasonable to change the dividend method to "dividend reinvestment" as far as possible.

7. Don't talk about heroes by short-term ups and downs. It is obviously unscientific to judge the pros and cons of the fund by short-term ups and downs, and it is necessary to make a comprehensive evaluation of the fund in many aspects and conduct a long-term investigation.

8. Flexible choice of investment strategies such as steady and worry-free fixed investment and affordable and simple dividend conversion.

Advantages of bond funds

1. Low risk and low return. Due to the stable income and low risk of bonds, compared with stock funds, bond funds have low risk but low income.

2. Low cost. Because bond investment management is not as complicated as stock investment management, the management fee of bond funds is relatively low.

3. Stable income. Investment bonds have regular interest returns and promise to repay the principal and interest at maturity, so the income of bond funds is relatively stable.

4. Pay attention to the current income. Bond funds mainly pursue relatively fixed income in the current period, and lack appreciation potential compared with equity funds, so they are more suitable for investors who are unwilling to take too many risks and seek stable income in the current period.

Baidu encyclopedia-fund

Baidu encyclopedia-bond fund