Some people choose to open a securities account directly in the fund company to buy, and some choose Alipay or WeChat. , and buy it on a third-party platform. Are these funds reliable? Where did you buy the fund?
Generally speaking, there are two main ways of fund sales, direct sales and consignment sales. Direct selling means that fund companies directly sell their own fund products. Investors can purchase through their fund accounts, company official website and official mobile APP. Generally speaking, such products can only be purchased by the company.
Consignment is a third-party organization, similar to banks, fund websites, fund supermarkets and so on. Alipay's Ant Financial Service and WeChat's financial management are third-party consignment agencies. They do not issue funds themselves, but only sell funds issued by fund companies. Each fund has an independent code. As long as the fund code is the same, this is the same fund, no matter where you buy it.
Generally speaking, direct selling is to sell funds of fund companies, with limited selectivity. Consignment is similar to a supermarket, where there are funds of various fund companies, and investors can choose freely without opening an account for each fund.
Generally speaking, the trading of funds will charge a certain degree of handling fee. In order to attract investors, mobile apps or third-party organizations will give preferential treatment, such as fund subscription fee 1% or even 0%, which is relatively cost-effective.
As long as the funds in Alipay and WeChat are issued by fund companies, their own operation and management are not directly related to Alipay and WeChat. They are just a consignment agency similar to bank financing, and will not affect the safety of funds. Therefore, as long as it is a registered fund, investors can buy it freely according to their own needs.
I'm Roswell Financial. Please pay attention to more questions. Welcome to exchange and discuss. I hope it helps you.