1, the capital preservation of the capital preservation fund is to guarantee the principal, and the capital preservation period is guaranteed on the maturity date, but the expected income is not guaranteed. Therefore, investors may only be able to recover the principal after maturity to realize capital appreciation.
2. The redemption opening day of some capital preservation funds is every Monday, unlike ordinary open-end funds, which can be redeemed on trading days, and there is liquidity risk.
3. Investors need to pay attention to the differences in the expected return characteristics of fund risks caused by the differences in asset allocation ratios in different capital preservation funds.
4. The capital preservation fund has an investment period for the guarantee of the principal, and the general period is 3 years. Generally, investors who redeem in advance can't guarantee the principal, but also need to pay the redemption fee.
5. The capital preservation fund has different commitments to the capital preservation ratio. According to the risk degree of each fund, the ratio of capital preservation can be lower than the principal or higher than the principal, which increases the investment risk.
6. Risk subjects and risks brought by market changes.