The risks and returns of various funds are different. The main difference is that their investors are different, as can be seen from their names.

Equity funds, which mainly invest in stocks, have the greatest risks and the highest expected returns; Bond types are mainly investment bonds, with low risk and low expected return; Mixed type gives consideration to both stocks and bonds, and pays attention to the rational allocation of assets between stocks and bonds. Its risk and return are between stock fund and bond fund.

For index funds, he belongs to the category of stock funds, but he pursues a passive investment strategy. Buying stocks is mainly to copy the index and build positions according to the composition of the market index, rather than actively picking stocks. In mature markets, his risk is generally lower than that of active stock funds, and his income will not be worse than that of active stock funds in the long run.