One can't like the low and dislike the high.
There is no distinction between high and low open-end funds. At a certain point, all funds are at the same starting line regardless of their net worth. The comprehensive ability of fund managers and the rate of return to investors are the basis for selection.
Second, abstain from liking the new and hating the old.
No one cares about the old fund, while the new fund has not been tested by the market, but its performance is particularly hot. It should be noted that the new fund will not generate income in a fairly long issuance period, closed period and open period, which will increase the opportunity cost, while the old fund that has been tested by the market has long been in hand, so long as it is properly selected, it can quickly share the investment income and should be the first choice for investors.
Three commandments of stock trading
Equate funds with stocks, thinking that high net worth means high risk. Treating funds with stock trading ideas, such as high throwing and low sucking, band operation, chasing up and down, losing weight on rallies, short-term entry and exit, accepting when it is good, buying up and not buying, often not only loses the handling fee, but also reduces the rate of return.
Improper combination under temptation.
Some people have invested a lot of money in a fund. Although the fund's investment portfolio itself has the function of dispersing risks, it is difficult to avoid the risks caused by managers' mistakes. The combination should be based on the principle of non-repeated selection of similar funds and appropriate allocation ratio of core and non-core funds.
The five precepts are shelved
Influenced by the changes of managers, investment ideas and operation strategies, the fund performance will fluctuate greatly. Holders should adjust their investment portfolio in time according to investment objectives, income expectations and risk tolerance in order to maximize their own income.
Six commandments and follow suit redemption
I didn't have a mind of my own, and when I saw others redeem it, I was afraid that my share of the assets would suffer, so I redeemed it. The basis for deciding your advance and retreat should be the fundamentals of the fund management company, the return on investment, and your judgment on the market outlook.
Seven quit dividends and leave immediately.
Whether a fund has investment value should refer to its accumulated net worth and consistent performance. For a well-run fund, it can only be supplemented at a higher price. Practice has proved that it is unwise to leave dividends immediately.
Bajie does not set a stop loss.
It is also wrong to think that the fund is not a stock and there is no need to set a stop loss point. Many closed-end funds have changed from a large premium to a discount of about 25%, which also shows the importance of buying funds to stop losses.
Nine commandments but data theory
Choosing a fund is far from being as simple as comparing the number of funds. Funds with good performance are often stock funds with high risks. If your funds are used for pension, house purchase or children's education, then you should put risk control in the first place.
The Ten Commandments don't ask about rates.
Last year, funds that frequently went in and out to earn the difference paid several times as much commission as other funds. The rate directly affects the performance of the fund. According to the survey of foreign funds, when the operating rate is 0.5% and 2% respectively, the fund's income will vary greatly. Funds with low rates and good performance have stronger financial management ability, and investors who will buy will consider the rate factor when choosing funds in order to obtain better return on investment.
Where does it come from?