The current account is a flexible cash management account, and the expected annualized expected income far exceeds the current deposit. The current account is to buy Huaxia cash to increase interest, and the risk of the fund is low, so there is no need for any handling fee.
The current account is a fast and flexible cash account of Huaxia Fund, and the expected annualized expected income far exceeds the current account. Deposited into the current account is to purchase Huaxia cash interest-increasing monetary fund, which can obtain the expected annualized expected income far exceeding the current savings. Users can withdraw it at any time without any handling fee, and at the same time support functions such as credit card free repayment, mortgage repayment, car loan repayment and inter-bank transfer.
The following is a comparison between Huaxia Huotong and Yu 'ebao for your reference.
Company comparison:
Life Link-Huaxia Fund, established in 1998, is an established fund company with strong guarantee ability.
Yu 'ebao-Tian Hong Fund, a new fund company established in 2004, cooperates with Alipay to find Yu 'ebao.
Comparison of expected annualized expected returns:
The 7-day historical expected annualized rate of return of Huotong and Yu 'ebao is around, which is more than ten times higher than the expected annualized interest rate of the survival period.
Liquidity:
Alipay supports 19 bank cards, which can quickly withdraw cash at any time and arrive in real time. The maximum amount of a single cash withdrawal is 50,000 yuan, and the daily cumulative amount is 200,000 yuan, and no handling fee is charged.
Active account clearing method: active account-bank card -ATM.
Yu 'ebao is a wealth management product that cooperates with Alipay. The maximum withdrawal amount for a single transaction, a single day and a single month is 1 10,000, but it can only be docked with Alipay, and it needs to be transferred to Alipay to complete the withdrawal for 2 hours. There is no charge for Alipay's redemption, but the service fee charged by Alipay to bank cards ranges from 2 yuan to 25 yuan, but the handling fee can be exempted by using mobile phone Alipay or some promotional means.
Settlement method of Yu 'ebao: Yu 'ebao-Alipay-Bank Card -ATM.
Functional services:
Credit card repayment, loan repayment, car loan and mortgage loan are all related to bank cards, as well as balance management functions.
Yu 'ebao can directly complete the shopping function, and other functions need Alipay as the medium. Generally speaking, Alipay is the foundation of Yu 'ebao.