Medical insurance reimbursement must exclude the third-party responsible person, that is, if there are other responsible persons, medical insurance will not be guaranteed. For example, you can reimburse yourself for riding a bike and hurting others, but you can't reimburse yourself for riding a bike and hurting others. The key is to look at the cause of your injury and whether there is a third party responsible.

Article 30 of the Social Insurance Law The following medical expenses are not included in the payment scope of the basic medical insurance fund:

(a) shall be paid by the industrial injury insurance fund;

(2) It shall be borne by a third party;

(three) shall be borne by public health;

(4) Go abroad for medical treatment.