If it is a short-term financial fund such as a money fund, it has good liquidity and can be purchased and redeemed at any time, and the expected income is relatively stable. The liquidation of such funds will not have any impact on investors. And if it is a stock fund, but also because of long-term losses in performance and liquidation, then it is equivalent to high-level entry, low-level departure, can only be forced to cut meat. For closed-end funds, it is a good thing that the fund is liquidated at net value because of discount.

What should retail investors do when the fund is liquidated?

Moreover, for investors, the realization of funds is a good thing. It is better to settle accounts early and find other wealth management products than to die. After all, it is very difficult for a fund to come back to life. At this time, it is better to choose another fund that is already excellent.

In short, when we choose funds, we should avoid those funds with small scale, short establishment time, or poor performance, which leads to unpopularity or insufficient historical performance as reference. The future performance and management level are debatable. Therefore, choosing a fund is as important as getting married for girls. Keep your eyes open!