Fund transactions (including subscription and redemption) are calculated based on the net value of the fund unit on the transaction day, but fund transactions are based on the principle of unknown price. Generally, the net value of the day can only be obtained the next day. In other words, the net value you inquired on the trading day is the net value of the previous fund trading day, so the net value used on the trading day is generally the net value inquired on the next working day.

Note: The trading time of the Fund is 7*24 hours. Trading applications submitted outside the trading hours of securities will also be accepted and submitted to the fund company at the next trading time. Among them, the application of 0: 00- 15: 00 on the fund trading day uses the net value of the fund on that day; Applications for other time periods and non-fund trading days use the fund net value of the next fund trading day.

You can purchase and redeem funds through online banking, and the methods for conducting open-end fund transactions through online banking are as follows:

(1) Please register your Peony Link Card, Peony Link Card -e Times or Wealth Management Gold Card as our online banking registration card first; If you have purchased funds at the counter of our bank, please register the peony card for purchasing funds to personal online banking and skip step (2).

(2) after logging in to personal online banking, please select "online securities->"; "online fund"->; "account management"->; "Bank-side fund transaction account opening", self-help fund transaction account opening according to the prompt;

(3) when purchasing funds, please select "online securities"->; "online fund"->; "fund transaction"->; "Fund purchase", if you haven't opened the TA account of the purchased fund, the system will automatically guide you to open the TA account and complete the fund purchase;

If you have opened a TA account of a fund company in a different branch of ICBC, please select "Online Securities" after successfully opening a bank-side fund trading account-> "online fund"->; "account management"->; "TA account registration of OTC fund companies of the Bank", not "TA account opening of fund companies". Generally, to buy an open-end fund issued by a fund company, you only need to open a TA account of the fund company.

(4) when redeeming the fund, please select "online securities"->; "online fund"->; "fund transaction"->; "fund redemption";

(5) if you need to handle the fixed investment business of the fund, please select "online securities"->; "online fund"->; "fund transaction"->; "Fund fixed investment settings", according to the page prompts;

(6) you can use "online securities"->; "online fund"->; "My Fund" function to query the funds you have purchased;

(7) if you need to consult the fund information, please select "online securities"->; "online fund"->; "Fund product information".

Special instructions:

Please confirm that you have carefully read the fund contract, prospectus, prospectus, business rules and other announcement information of the fund to be purchased, and accept all legal provisions specified in the fund contract, and promise to exercise rights and undertake obligations according to the fund contract, voluntarily handle the fund business represented by China Industrial and Commercial Bank, and understand and voluntarily bear the risks of investing in the fund.

(1) Front-end charge means that when you subscribe and subscribe for the fund, you must pay the subscription fee.

(2) Back-end charges refer to the subscription fees that need not be paid when subscribing and subscribing the Fund, but the subscription fees need to be paid when redeeming, and the fees decrease year by year with the increase of the number of years of holding the Fund.

(3) For the front-end and back-end expenses, please refer to the relevant announcement information of the fund management company.

Supplementary question:

Fund redemption application at 0: 00- 15: 00 on the trading day of the fund uses the net value of the fund on that day; Applications for other time periods and non-fund trading days use the fund net value of the next fund trading day. Please decide the exchange time according to your needs.