I've seen people who suffered the worst losses in the stock market, and basically they all ended up with capital allocation.
my classmate, in the bull market in 14-15, made a capital contribution of 4, yuan, earning 2.5 million yuan, with the highest earning of 4 million yuan. He ended the allocation of the money he earned, reopened a new allocation, and invested 3 million yuan. Then the 6.15 stock market crash began, so the position was exploded. What makes him different from others is that the person in charge of this fund-raising party is his classmate. Normal fund-raising will be flat if it explodes, but because of his classmates, he is not flat if he is given a choice to make up the position or pay interest. As a result, he chose not to be strong, but in the end he owed 4.5 million. Among them, the fuse in early 16 years, he was slaughtered again. Since then, his market value has increased from the highest to the current 45,, and he has to pay interest of 45, per month (according to the interest of 4.5 million, and because other funds are constantly borrowed). At present, because he has replaced the funds several times, he has paid back part of the capital allocation and replaced the funds with 1% monthly interest in his family. It has been four years, and he has to pay interest of about 45, per month.
and his monthly income is 18,. Because our classmates are all in the financial banking system, the resources are relatively convenient. One of my classmates gave him a credit loan of 3, yuan, which can be repaid with the loan. And other students helped to get a lot of credit cards. At present, he is robbing Peter to pay Paul, and he has been cashing in the cards to pay interest.
It is precisely because of this situation that his mentality has deteriorated, he can't hold shares for a long time, and he often makes mistakes in buying bull stocks because of his mentality, and the pressure has never changed.
After I came back, I gradually contacted him. It took me more than a year to learn about his debt problem from other students. Over the past few years, for example, in 16-17 years, I helped him catch Huayou Cobalt, Shenzhen O-film Tech Co.,lt, and several other big bull stocks. However, he always lost his mid-line goal once he had to pay interest. The mentality problem is always irreversible.
There is another friend, who is from Shenzhen private equity circle. A friend who works as an asset management company introduced him. Because he has been in a bull market for 15 years, he has been busy with operations and has never met him. But the network and telephone contact are more frequent, basically several times a week.
In May, 15, he called to say that he would come to our company, and he must persuade me to clear the warehouse and leave. His trust accounts have all been closed and liquidated, so I am hesitant to listen to him, because my tickets are quiet and steady, but I have basically maintained a conservative strategy of selling on rallies and not opening new positions.
Later, the stock market crash broke out. On June 15th, he called me again to ask if I had finished walking. I said that I had been selling all the way. At that time, I remember that Haihong, one of my heavy positions, didn't fall much. I also sold it every day. Because of the large number, my account with my friends should add up to more than 3, shares (it seems to be more than 8 yuan), but it did arouse vigilance and kept selling. Finally, it was finished before falling into the cost area.
After the rescue of the market by State D, he called me and said that all his trust accounts had been opened, and he was ready to fill them with leverage. At that time, the index fell from a high point to 3,2 and rebounded to 3,6, and he rushed in again. On the contrary, I started to liquidate all the company accounts, just to keep the profits intact. I don't want to enter the market again, at least I don't want to enter the company account, so I'll do it myself for 1 million or 2 million.
at the beginning of 17th year, I went to Shenzhen to contact him again by phone, and wanted to meet and talk. As a result, the phone number was empty. I don't know the exact result, but according to the address he provided, the CBD office building has been closed.
This friend's own funds should be hundreds of millions, which is better than mine. His leverage in opening trust and asset management accounts is relatively high, basically ten times that of his own funds. The level is still there, but he is mainly based on technology, and I prefer fundamental analysis. Therefore, before he had a big operation plan, he would ask me to analyze the industry.
In the 14-15 years' cycle, my friends are most hurt by these two people. Their main problems are leverage and liking to be a hot market with large liquidity. On the contrary, I am afraid of hot varieties and like to lurk and wait.
so far, at least, I have survived, and they are still struggling.
most people who invest in the stock market are amateurs. There are many investment mistakes in them. When I was young, I summed up my investment mistakes, wrote them in my notebook after reflection, and actually summed up more than 1.
Generally speaking, people who lose a lot of money have the following major mistakes:
1 day trading
I have a colleague who invested nearly 9, yuan in stocks. Then day trading buys and sells. It only took two months, which was 9, yuan, but there was only 2, left. Then he withdrew from the stock market, and another one entered the stock market.
2. Die after losing money
I have a friend who can't find his own stock on the market panel. Later, I discovered that my stock had been delisted. That is, after the stock was bought, it lost money and never sold it. Until the stock was delisted, it was still not sold.
3 financing stock speculation
borrowing or matching funds to buy stocks. In this way, once the stock market plummets, the loss will double. In the end, I lost all my money. This is how many leveraged funds lose money.
these three are the most common causes of serious losses. The most fundamental reason is that there is no correct understanding of investment risks. In the vernacular, I just don't know what risk is-ignore risk.
both professional investors and amateur citizens will make the above mistakes. A deep understanding of risk determines a person's loss.
I have a friend who, after closing at 6,92,4 on October 16th, 27, entered the stock market in 28 after the stock market fell to around 4,5. He thought that the bull market opportunity in 27 had been missed, so he transferred the funds for buying a house to the stock market at that time, with a total investment of 5, yuan. It was always a good idea to play a game in the stock market and buy a house after earning money, but the reality was cruel.
My friend has never been involved in the stock market at ordinary times. He thinks that the stock operation is simple, low in buying and high in selling, and he is completely unfamiliar with the stock operation, not to mention the K-line chart, energy indicators and basic knowledge of stocks. After entering the stock market, he bought it all by "gossip" and what the surrounding investors were buying, so he followed suit, frequently entered and exited, and operated in Man Cang. This was the biggest mistake of the investors, and after a while, the book lost 1%.
So he changed his strategy. Man Cang held excellent stocks and made long-term investments. Little did he know that the market fluctuated greatly from the highest point of 692.4 in 27 to 28, that is, he frequently made losses in and out during the drastic adjustment, and then adjusted his long-term investments. That is to say, after 28, the stock market kept going down, and the stock also fell, and the stock he held suffered serious losses.
My friend entered the stock market at the wrong time (the stock market) and operated in the wrong way. Finally, in 211, the stock index fell by about 2,3 points, which was unbearable. Clearing the warehouse and giving up, this loss was painful, and the result was that 5, yuan entered and 14, yuan was out. The whole person was white-haired and in a trance.
The stock market is risky, so you should be cautious when entering the market.
I am the worst loser in the stock market. Tell me about my previous experience and mistakes.
at the end of 214, I read an online novel about stock trading, and then I fell in love with stocks. After reading what he said, the technology (MACD golden fork) would go up when I bought it, I thought I had learned
I went to open an account in March 215, and the stock closed up sharply on the first day (I bought a whole stock), and fell sharply the next day. I (reluctant to stop) ended up (the daily limit was sold). Then, in the bull market (stock exchange has been frequent), (I can't look at the general direction) (I didn't make a good resumption), I lost half of my money at the end of the bull market, and I felt that it was very difficult to speculate in stocks. Later, I bought ETF index funds, and at the end of the year, I saw that the B-class of graded funds fluctuated greatly and it was easy to double. (Half-hearted) I didn't want to speculate in stocks, only speculating in B-class funds. At this time (speculation lost a lot of money),
the last trading day before the Spring Festival in 216, the Internet was fully stocked. b
After years, it rose sharply, and then it fell sharply on the second trading day. Isn't it true that the market has been selling at a loss? After the daily limit on the third trading day, it doubled all the way. In the second half of 216, the CSRC issued a message that Class B graded funds will be implemented in 217. In the second half of the year, I first saw the operation of super-main funds through ETF funds, and the three views of value stocks rising (not believing in value investment) were refreshed. Unfortunately, it was already late
in 218 (running to allocate funds when there was no money), and I asked all online fund-raising companies not to buy ETF funds, but only to buy stocks. This year, the index plummeted, resulting in huge losses. I was taught by (not believing in the general trend) for the first time, and the transaction costs of fund-raising companies were too high. At the end of the year, I arrived at the second fund-raising company, and the customer service pulled me into their group. I never said a word when I joined the group, but I liked to watch the same fund-raising chat.
In 219, I was taught to be old and disabled. My former self (I like chasing up and down aimlessly, I don't believe in technology, I don't believe in megatrends, I don't believe in value, I don't like resumption, and I don't pay attention) has all changed. At the beginning of the year, I finally saw it. This reasonable division of positions earned back the money from the first explosion. After repeated rounds, I saw the movement direction of super-large funds for the second time. One day, the group owner said that he would sell it all (listen to rumors), and then the market continued to rise, and the stock doubled. After many chats, I found that the group owner was a rookie. I left, went to the third fund-raising company, and finally the first ETF that could trade appeared on the market.
I've seen the worst losers in the stock market, which are basically caused by chasing up and killing down! When you see a stock rocket launch, you chase it in. As a result, you are often caught in the quilt on the same day. When you see that your stock has fallen and you are eager to sell it, it often goes up one by one.
For example, I have a friend whose principal of 13, yuan is fried to 6, yuan a year. He buys it from someone who contacts the daily limit. After buying it, he quickly cuts the meat and then chases the daily limit. This operation is repeated. After a year, 13, yuan is fried to 6, yuan.
There are many investors around me, and often there are not a few people who lose money in these stocks, but these people lose money badly for a reason, and they have all committed a lot.
The biggest mistake: borrowing money for stock trading
Borrowing money for stock trading is one of the biggest mistakes, and borrowing money for stock trading includes leveraged stock trading, margin trading, or private individuals, online loans, credit companies, etc., who often suffer the most.
In September 215, there was an example around me. He bought a processing factory, and finally leveraged the stock market. Then he took all his possessions in the stock market, and finally he lost a lot of money. Finally, he jumped off a building. In order to pay off his debts, he sold a house and a car, and a happy family was gone. This is the worst result of stock market.
The second biggest mistake: trusting others too much.
Some people, once their stocks are quilt, go everywhere to seek advice from various stock gods, especially adding some stock gods online. Then, I listened to the online stock god, learned some stock knowledge, and then listened to the live broadcast. Finally, I followed the stock god to operate the stock market. Some investors just gave the account password to the so-called fake stock god, and finally even the principal of the stock market was left. People and money were both empty. This is the person who made a fool and suffered badly.
The third biggest mistake: No Stop Loss
The biggest mistake is that retail investors don't stop loss. Many retail investors simply don't have the concept of stop loss. They lose a little bit of their stocks, so they are lucky enough to go with them. I believe they will get rid of it soon. It is precisely because of the hope of unwinding that stocks are waiting, waiting and waiting for unwinding. As a result, the stock kept falling and hedging deeper and deeper, and finally the principal was almost lost.
The fourth biggest mistake: not afraid of stepping on thunder
Some retail investors are in a very good state of mind, knowing that there are some irregularities in this listed company, and they have already warned of the risks, but these investors are not afraid, just thinking that this is a trivial matter and going in blindly to bargain-hunting. After waiting for the results of the investigation, it was confirmed that there were irregularities in the listed company. The stock continued to drop by one word, and more than 3 word boards came. The principal of the shareholders had lost more than 8%, and they wanted to cry.
among the investors I have personally met or met, those who have suffered more in the stock market have turned over different investors and made the above mistakes, which will lead to heavy losses.
The stock market is risky, so you should be cautious when entering the market, and the stock market is ruthless. Therefore, I suggest that you come in to speculate in the stock market and always remember to control the risk first. Only when the principal is safe can you talk about profit.
The people who suffer the most in the stock market actually make the same mistake, that is, they are too confident in themselves and take chances. I have seen the collapse of Zuozhuang, and the money I lost was calculated at 1 billion. I've also met ordinary people, who think the market is good, add leverage financing, and finally lose everything. I have also met a man in his forties, who originally earned tens of millions of planned immigrants. Later, he was fooled by the account manager of a securities company that he had been bargain-hunting for so long. As a result, he lost all his principal in two months, and his wife ran away with her children and went back to work by herself. I have also met employees of securities companies. After 15 years, the market was good. I took more than 1, yuan from my family and raised 1.3 million yuan at the most. Later, it collapsed and only 3, yuan was left.
these people are all the same, greedy. I always feel that I won't. This is the only mistake, nothing else.
215 is really a year of great joy and great sorrow. At that time, I hadn't studied the stock market and didn't touch it, but I still remember that my uncle kept bragging to our family about how much money the stock market made at the dinner table. Now he can make money casually by putting money in it.
at the beginning, my uncle did earn a lot, from tens of thousands to hundreds of thousands at the beginning. What I didn't expect later was that my uncle actually borrowed 5 thousand from the bank to invest.
At that time, I was deeply impressed. Many people said that the bull market in the stock market was a fool if you didn't enter the market, and you didn't make money if you had money. Later, the stock market bubble burst, and no one knew who was a fool. At that time, I remember my uncle still kept thinking that this was just a rebound, that is, if he didn't cut the meat, the more he lost in the back.
Later, their families were broken, their wives left, and they took on so many debts. Of course, when disaster struck, they went their separate ways. This incident really, fortunately, didn't leave me a shadow of the stock market, otherwise the stock market would be short of fresh leeks.
I told you in the process that it's important to see what my uncle did wrong.
To be honest, it's really a bull market, and cows can really blow up.
to tell the truth, the bull market is the reason for everyone's losses. In a bear market, few people make rational investments.
Finally, to tell the truth, as long as you open a securities account or when the bull market is raging, there are various institutions and groups who ask you to follow them and make money. This is a lie.
Because no one knows the short-term expectation of the market and when the bull market in the market will end, no one knows
Obviously, my uncle cautiously invested tens of thousands from the beginning, to hundreds of thousands and then to hundreds of thousands, and even raised money later.