1, the payment period for men is not less than 25 years, and that for women is not less than 20 years;
2, the insured men over 60 years of age, women over 55 years of age, men pay not less than 25 years, women pay not less than 20 years, of which the actual payment of basic medical insurance premium must be not less than 15 years, and can enjoy medical insurance benefits after retirement. If the minimum age before retirement is not met, the medical expenses of the actual payment period can be supplemented at one time;
3. If the social security has only been paid for 15 years, and the medical insurance has not been paid enough, you can only receive a pension after retirement and cannot reimburse the doctor.
Benefits of paying employee medical insurance: Joining employee medical insurance can improve the medical security level of employees. This is because employee medical insurance is usually supported by enterprises or social insurance funds, which can provide certain medical security for insured employees. When employees are ill and need hospitalization, medical insurance can reimburse certain medical expenses. In this way, employees can enjoy better medical security services and reduce their medical burden.
To sum up, employee medical insurance is urban employee medical insurance. The basic medical insurance premium for medical insurance for urban employees shall be paid by the employer and individual employees. The basic medical insurance fund consists of overall funds and individual accounts. The basic medical insurance premiums paid by individual employees are all included in individual accounts. The basic medical insurance premium paid by the employer is divided into two parts, one part is used to establish the overall fund, and the other part is included in the personal account.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 23
Employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.