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What types of endowment insurance do businesses have?
What kinds of commercial endowment insurance are there?

Old-age insurance: middle-aged and elderly urban workers.

The basic old-age insurance for employees refers to a kind of social security that the state raises funds through various channels through legislation, and gives economic compensation to workers when their labor income is reduced or lost in their old age, so that they can enjoy basic living security. The contribution ratio of employee's basic old-age insurance is: the enterprise where the employee works pays 20%, and the individual employee bears 8%. The payment period is 15 years.

There are two types of endowment insurance: middle-aged and elderly people as urban residents.

Can participate in the payment of urban residents' social endowment insurance: the urban residents' endowment insurance fund is mainly composed of individual contributions and government subsidies, and is suitable for urban residents who have not participated in the work or the basic endowment insurance for employees. Insured people choose their own grades to pay, and pay more.

There are three types of endowment insurance: middle-aged and elderly people are rural hukou.

You can participate in the new agricultural insurance system: the "new agricultural insurance" system is another important decision of the central government to benefit farmers. Insured farmers can enjoy pension benefits when they reach the age of 60, which is an important guarantee system for farmers' pension. The "new rural insurance" fund consists of individual contributions, collective subsidies and government subsidies. In terms of individual contributions, the counties are slightly different according to the actual situation, and they are basically divided into five grades: 100 yuan, 200 yuan, 300 yuan, 400 yuan and 500 yuan, which are paid by the insured. Government subsidies shall be borne by the financial departments at or above the county level.

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