In the stock market, investors only charge a commission rate for off-exchange funds, and the maximum commission rate shall not exceed three thousandths, and each transaction shall not exceed five yuan. Generally speaking, it is charged according to the standard of five yuan. Different securities companies are different, and some are free of five yuan. Compared with the subscription fee and redemption fee of OTC funds, the cost of OTC funds is much lower. Therefore, it is more cost-effective to buy OTC funds than to buy OTC funds.

At the same time, on-site funds also have the following advantages:

1, the time for selling funds to arrive in the account is faster.

When the on-site fund is sold, its funds will go to the stock account on the same day, and when the off-site fund is sold, its funds will not arrive on the same day and need to be postponed. Different types of funds arrive at different times.

2. The transaction is more flexible.

On-site funds bought on the same day can be sold on the next trading day. Some floor funds are T+0, and investors can sell them on the day they buy them.