1, different functions

(1) Alipay: Support Yu 'ebao, group chat and group payment, provide local life service concessions, set up a family account for children's parents, and inquire about Taobao bills, account balance, logistics information, credit card repayment, payment, fees, intelligent reminder of card voucher information, etc.

(2) Yu 'ebao: In addition to its financial management function, Yu 'ebao can also be directly used for consumer payment such as shopping, transfer, payment and repayment, and is a cash management tool in the era of mobile Internet.

2. The handling fee is charged in different ways.

(1) Alipay: Starting from 20 16, 10 and 12, Alipay will charge 0. 1% service fee to individual users who exceed the free withdrawal limit, and each individual user will enjoy a basic free withdrawal limit of 20,000 yuan.

(2) Yu 'ebao: No matter whether it is transferred to the balance or the bank card, Yu 'ebao does not charge any handling fee.

Second, the fund risk of Yu 'ebao

The risk of funds purchased in Yu 'ebao is extremely low. Alipay, as an additional function of Alipay, will have a certain guarantee in terms of user funds. In addition, the funds transferred to Yu 'ebao can also be directly consumed or transferred back to Alipay. So in terms of risk, it is extremely low at present.

Extended data

Emotional indicators of Yu 'ebao

The compilation method of Yu 'ebao sentiment index is based on the business scene of Yu 'ebao, subdividing the trading behavior, screening out the funds that users directly or indirectly enter the stock market, and constructing a standardized index for the data after stripping the impact of IPO, holidays and income.

Yu 'ebao sentiment index reflects the willingness of Yu 'ebao users to participate in the stock market. When Yu 'ebao sentiment index rises, it means that Yu 'ebao users will increase their willingness to enter the market, and vice versa.

As the world's first big data prosperity index, at present, the advantages of Yu 'ebao prosperity index are: it can be released daily, the release frequency is higher than that of bank-securities transfer data, and it is purely involved in the stock market without IPO. This makes the Yu 'ebao popularity index more valuable.

Baidu Encyclopedia-Alipay

Baidu encyclopedia-Yu' ebao