The following is the answer' What is the difference between Beijing social security supplementary medical insurance and basic medical insurance'. It is hoped that the basic medical insurance is a kind of social insurance that employers and employees jointly participate in, and the supplementary medical insurance is not compulsory by national legislation, but voluntary participation by employers and individuals. After the units and employees participate in the unified basic medical insurance, according to the needs and possible principles, the basic medical insurance and supplementary medical insurance are not contradictory, but complementary and irreplaceable, and their purpose is to provide medical security for employees.

Legal objectivity:

The Interim Measures for Supplementary Medical Insurance for Enterprises in Beijing clearly stipulates that enterprises participating in Beijing's basic medical insurance can establish supplementary medical insurance for their employees and retirees (foreign-invested enterprises are limited to Chinese employees), and at the same time make specific provisions on the extraction and payment of supplementary medical insurance premiums. This method aims to implement the Regulations of Beijing Municipality on Basic Medical Insurance and ensure the smooth transition of the medical insurance system. The measures are as follows: Article 1 In order to improve the medical security level of employees and retirees, these measures are formulated in accordance with the Provisions of Beijing Municipality on Basic Medical Insurance (Order No.68 +0 of Beijing Municipal People's Government on February 20, 2006). Article 2 Supplementary medical insurance is a supplementary form of basic medical insurance. Enterprises participating in Beijing's basic medical insurance can establish supplementary medical insurance for their employees and retirees (foreign-invested enterprises are limited to Chinese employees). Enterprise supplementary medical insurance is mainly used to solve the medical expenses borne by retirees and the medical expenses that employees need to pay for hospitalization. Article 3 If the supplementary medical insurance premium is less than 4% of the total wages of the employees of this enterprise in the previous year, it shall be charged from the cost. Article 4 Supplementary medical insurance premiums pay the following expenses incurred by employees and retirees in designated medical institutions and retail pharmacies: (1) Medical expenses when personal accounts are insufficient; (two) medical expenses paid by individuals other than the basic medical insurance fund; (three) in addition to the mutual fund to pay large medical expenses, medical expenses should be paid by individuals. Article 5 The scope of payment of supplementary medical insurance for enterprises can be determined by referring to the Provisions of Beijing Municipality on Designated Medical Care of Basic Medical Insurance and the list of drugs, diagnosis and treatment items, service facilities and payment standards of basic medical insurance. The specific payment ratio is determined by the enterprise. Article 6 The balance of supplementary medical insurance premiums of enterprises in the current year shall be carried forward to the next year for use. Article 7 Supplementary medical insurance shall be managed by enterprises. Enterprises should formulate specific management measures according to these measures. The specific management measures and annual budget plan of supplementary medical insurance for enterprises must be reviewed by the general meeting of employees (representatives), and the joint-stock enterprises must also be reviewed by the shareholders' meeting and the board of directors. The implementation of supplementary medical insurance by enterprises shall be reviewed by the staff (representative) meeting and announced to all employees. Eighth other employers who do not enjoy the national civil service Medicaid may establish supplementary medical insurance with reference to these measures. Article 9 An employing unit that establishes supplementary medical insurance shall register with the district or county medical insurance agency in the insured area before June 30 every year and declare the capital expenditure for one year. Tenth approach by the Municipal Labor and Social Security Bureau is responsible for the interpretation of. Article 11 These Measures shall come into force as of April 1 2006. The promulgation of this method requires a full understanding of the significance of establishing supplementary medical insurance for enterprises, and requires qualified enterprises to establish supplementary medical insurance for enterprises, while highlighting key issues.