Because when the children of middle-aged and elderly people grow up and start families, they will have less and less constraints from family and work, and they will have more time and energy to arrange their own lives and satisfy various interests and hobbies.

Moreover, the consumption concepts of many elderly people have changed, and they are willing to spend money on themselves, highlighting their awareness and behavior of upgrading consumption in aspects such as health and wellness, social entertainment, hobbies, and online consumption.

The consumption field has become wider, and consumer spending has also increased. This innovative pension fund is a guarantee for the elderly's life, and it can also provide young people with a reference for their future lives.