You can persist in waiting patiently, adjust your investment strategy and stop loss.

1. Insist on holding and waiting patiently: believing in the long-term investment value of the fund, you can choose to hold and wait patiently, waiting for the market to pick up and the net value of the fund to pick up.

2. adjust the investment strategy: the performance of the fund is not as good as expected, so you can consider adjusting the investment strategy, such as choosing other funds with better performance or adjusting the asset allocation ratio.

3. Stop loss: The performance of the fund has exceeded its capacity, so you can choose to stop loss and reduce losses.