First of all, the Jingshun balance has been renamed the Jingshun Great Wall Dynamic Balance. I don't know when you applied for the fund in 2007. In September, 2007, the fund paid dividends, and the default dividend method was cash dividend. If you apply before this, the dividend will be paid in cash to the bank card of the fund you apply for. If you bought it after September, 2007 and haven't paid dividends yet, it means that your fund has dropped from more than one yuan to more than fifty cents. For the concept of cumulative net worth. It represents the past performance of the fund. Usually, if the accumulated net value is high, it means that the fund is operating well and has more income. I hope it helps you.