When the market is not doing well, many users will switch to conservative funds.

Conservative allocation funds refer to funds that invest in stocks, bonds and money markets. They are suitable for users who are not able to withstand stress or have low income requirements.

Different fund types are suitable for different users, and aggressive funds are suitable for users with high income requirements.

What are the advantages of conservative funds? In the more turbulent stage of the stock market, funds with larger returns but relatively stable risk asset allocation or even conservative funds have the smallest losses.

Investing in conservative allocation funds has better performance than stock-focused funds.

What's more, the overall net value of the fund fluctuates slightly, and fixed-income conservative funds can earn more income.

Conservative fund products have appropriate investment periods and take into account capital liquidity.

Taking into account customers' potential demand for capital liquidity, users investing in conservative funds can increase their control over funds.

Investing in conservative funds is conducive to the stability of wealth, strong risk awareness, and avoidance of investment risks.

Most conservative funds refer to currency funds and bond funds. These types of funds are relatively safe.

Some fund products have certain risks, but the returns are medium to high, making them suitable for investment during economic downturns.

Fund portfolios are divided according to investment years and risk-taking capabilities. Conservative funds mainly include bond funds and currency funds. These products have no time limit for funds and low yields, but they are more secure and have less risk.

Investors can invest in a balanced 1:1 ratio, and can flexibly adjust their strategies according to the increase or decrease in personal risk value.