Article 16
The monthly deposit amount of employee housing provident fund is the average monthly salary of employees in the previous year multiplied by the deposit ratio of employee housing provident fund.
The monthly deposit amount of housing provident fund paid by the unit for employees is the average monthly salary of employees in the previous year multiplied by the proportion of housing provident fund paid by the unit.
Article 17
The new employee starts to pay the housing provident fund from the second month after joining the work, and the monthly payment amount is the employee's own salary multiplied by the employee's housing provident fund payment ratio.
The newly transferred employees of the unit shall pay the housing provident fund from the date when the transferred employees pay their wages, and the monthly deposit amount shall be the employee's monthly salary multiplied by the employee's housing provident fund deposit ratio.
Article 18
The deposit ratio of employees and unit housing provident fund shall not be less than 5% of the average monthly salary of employees in the previous year; Conditional cities can appropriately increase the deposit ratio. The specific deposit ratio shall be drawn up by the Housing Provident Fund Management Committee, audited by the people's government at the corresponding level and approved by the people's governments of provinces, autonomous regions and municipalities directly under the Central Government.
Article 19
The housing provident fund paid by individual employees shall be withheld and remitted from their wages by their units every month.
The unit shall remit the housing provident fund paid by the unit and remitted for the employees to the housing provident fund account within 5 days from the date of monthly payment of employees' wages, and the entrusted bank shall include it in the employee housing provident fund account.
Is the housing provident fund paid according to the post salary or I pay the housing provident fund:
The proportion of provident fund deposit shall not be less than 5% of the wages of employees, and the county (city) that initially established the housing provident fund system may be appropriately lower than this proportion. The maximum contribution rate of the unit can be increased to 15% of the employee's salary, and the individual contribution rate can be increased to10% of the employee's salary;
For employees who join the work after 1998 12 15, the unit can pay up to 25% of the employee's salary, and the individual contribution ratio shall not be lower than 10% of the employee's salary, but not higher than 15%.
How does the unit pay the provident fund:
The old unit shall go to the housing provident fund management center for the registration of housing provident fund deposit, and after being audited by the housing provident fund management center, go to the entrusted bank for the establishment of housing provident fund accounts for its employees. Each employee can only have one housing provident fund account. Housing provident fund management center to establish a detailed account of employee housing provident fund, record the deposit and withdrawal of employee individual housing provident fund;
The new unit shall, within 30 days from the date of establishment, go to the housing provident fund management center for registration of housing provident fund deposit, and hold the audit documents of the housing provident fund management center within 20 days from the date of registration, and set up a housing provident fund account for its employees at the entrusted bank;
Where a unit is merged, divided, revoked or bankrupt, it shall, within 30 days from the date of the above-mentioned situation, go to the housing provident fund management center for change or cancellation of registration by the original unit or liquidation organization, and hold the audit documents of the housing provident fund management center within 20 days from the date of completing the change or cancellation of registration.
How do individuals pay the provident fund:
Units employing employees shall, within 30 days from the date of employment, go to the housing provident fund management center for deposit registration, and go to the entrusted bank for the establishment or transfer of employee housing provident fund accounts with the audit documents of the housing provident fund management center;
Where a unit terminates the labor relationship with its employees, it shall, within 30 days from the date of termination of the labor relationship, go through the formalities for registration of change at the housing provident fund management center by the unit, and go through the formalities for transfer or sealing of the employee's housing provident fund account at the entrusted bank by the audit documents of the housing provident fund management center.
Precautions:
It is very important to know the payment of housing provident fund, and the payer needs to pay the fees according to the payment regulations to ensure the smooth payment of housing provident fund;
Housing accumulation fund has both welfare and reward, which is a good policy form to relieve stress for modern people.
Is the career pension insurance calculated by the file salary or the total monthly salary? The payment of endowment insurance for employees of public institutions shall be calculated and paid according to their basic salary and various subsidies (unified payment).
What is the meaning of post salary? 20 17 how to calculate the salary of teachers mainly reflects the work performance and qualifications of staff. There are 65 salary scales for professional technicians and managers, and 40 salary scales for workers, and each salary scale corresponds to a salary standard. Set different starting salary levels for different positions. The staff of primary and secondary schools should change the corresponding salary scale and salary according to their working years, service years and positions, combined with their work performance. The years of reform refers to the years of work and study in school without counting the length of service, which are deducted from the annual assessment years except the probation period from 1993. The study time in school without calculating the length of service refers to the study time of full-time college graduates with nationally recognized academic qualifications, and is not counted as the length of service (only applicable to the reform of distribution system, not involving the calculation of length of service). The study time at school is subject to the academic system stipulated by the state. If the length of schooling is shorter than that stipulated by the national university, it shall be calculated according to the actual study period; Longer than the national academic system, calculated according to the national academic system. Teacher's salary = post salary+salary scale+education salary+(post salary+salary scale+education salary) 10% salary+performance salary+seniority allowance+hard school supplement.
Do you pay the provident fund on the payroll yourself, or do all companies and individuals pay half?
① The proportion of provident fund is 20%.
(2) 20% for units and 20% for individuals.
(3) The deposit base is the total wages payable by individuals, that is, the wages are multiplied by 20%.
4 when buying a house, you generally don't need to pay the house price with the provident fund, but withdraw funds from the provident fund account to pay the house price. That is, unit 20%+ individual 20%=40%.
Whether the housing accumulation fund is calculated by multiplying the basic salary by the proportion or by multiplying the actual salary (including technical salary and bonus) of the current month by the proportion is not established strictly, but is calculated by dividing the average annual salary of the payer in recent 1 year by the payment base obtained in 102 month and then multiplying it by the payment proportion. If the provident fund is paid for the first time, the payment base of the previous 1 year shall be calculated according to the basic salary of the current month multiplied by the payment ratio. The reason is that whether you pay the provident fund or social security, you need to calculate the base in advance. The base number of 1 year will not change and will never be calculated according to the actual situation of the current month. See more answers >>
During the probation period, whether to pay the housing provident fund according to the discounted salary or the normal salary;
The deposit ratio of employees and unit housing provident fund shall not be less than 5% of the average monthly salary of employees in the previous year;
Conditional cities can appropriately increase the deposit ratio;
The specific deposit ratio shall be drawn up by the Housing Provident Fund Management Committee, audited by the people's government at the corresponding level and approved by the people's governments of provinces, autonomous regions and municipalities directly under the Central Government.
The monthly deposit base of urban individual industrial and commercial households and freelancers' housing provident fund is calculated in principle according to the average monthly tax revenue of the depositor in the previous year;
If the unit fails to pay or underpays the housing provident fund within the time limit, the housing provident fund management center shall order it to pay within a time limit;
If the deposit is not made within the time limit, it may apply to the people's court for compulsory execution.
Is the provident fund 12% of salary or 12 of income? The contribution of the provident fund is 0.2% of the payment base determined by 65438+;
The payment base is determined once a year (in July each year), with the average monthly income above as the base, which is 3 times higher than the local average monthly income; Below the local average level and income of 60%, to be guaranteed.
The average income in the first three months of new employment is the payment base.
Is the salary file salary plus post salary? Postal service, is there a file salary? Or just the post salary. Salary = basic salary+floating salary+welfare and service Some enterprises have other forms of rewards …
How to calculate the salary during the treatment of work-related injuries? Our normal working salary is 960+ piece rate+post salary. Is it based on normal work or 960? According to the provisions of Article 31 of the Regulations on Industrial Injury Insurance
If an employee suffers from an accident or occupational disease at work and needs to be suspended from work to receive work-related injury medical treatment, the original salary and welfare benefits will remain unchanged during the paid suspension, and the unit where he works will pay him monthly.
The paid shutdown period generally does not exceed 12 months. If the injury is serious or the situation is special, it may be appropriately extended upon confirmation by the Municipal Labor Ability Appraisal Committee with districts, but the extension time shall not exceed 12 months. After assessing the disability level, the injured workers shall stop the original treatment and enjoy the disability treatment in accordance with the relevant provisions of this chapter. Workers with work-related injuries who still need treatment after the expiration of paid shutdown shall continue to enjoy medical treatment for work-related injuries.
I hope it can be adopted. Thank you.