What are the skills of the fund's fixed investment?
The fixed investment of the fund is to invest a fixed amount at a fixed time, or to invest different amounts at a fixed time according to market changes. The underlying logic of the fund's fixed investment is to exchange time for space and the price difference of the fund's net value. Keep buying through fixed investment, increase your share of positions, spread the cost of positions equally, and spread your investment risks, thus increasing your expected income. The skills of fund fixed investment are as follows.
1, choose the right fund
Investors can choose a suitable fund for their fixed investment according to their risk tolerance. Different types of funds have different risks. Money funds and bond funds are less risky, while hybrid funds and equity funds are more risky.
Generally speaking, however, many investors will choose funds with large fluctuations for fixed investment, because the greater the fluctuation of funds, the more obvious the advantages will be if they invest a fixed amount at a fixed time and make fixed investment for a long time. Similar to stock funds and index funds, it fluctuates greatly and is more likely to produce a smile curve.
2. Choose a fund with a low valuation.
The lower the fund valuation, the greater the room for growth. Conversely, the higher the fund valuation, the smaller the upside. Fund valuation can reflect the bubble degree of a fund to a certain extent. If the bubble degree is too high, it is more likely to collapse later.
3. Make a fixed investment according to the trend of the fund.
When we make a fixed investment, it is best to make a fixed investment in the downtrend channel of the fund and make a fixed investment in the downtrend channel of the fund, so the advantage of fixed investment will be better. The same share of funds has lower holding cost and less risk. On the contrary, it increases the holding cost of the fund and is more risky.
4. Portfolio fixed investment
We can choose two or three better funds for fixed investment, but not too many funds for fixed investment. We can choose several funds with different investment directions to combine, which can reduce our investment risk and improve the expected return of the fund's fixed investment.
Can the fund make money by fixed investment?
The fixed investment of the fund can make money. Generally speaking, it is relatively easy for funds to make money by fixed investment, which does not require too much time and energy, nor does it require high technology, and the professional requirements are relatively low. The risk of the fund's fixed investment is relatively small, so the expected return is not very high. We need some patience and long-term fixed investment to show the advantages of the fund's fixed investment.