Fund investors also have risks. Today, let's learn more about the risks of investment funds. How to avoid and prevent? What are the risks of investment funds brought by the following small series? This will do you a lot of good. Let's have a look.

What are the risks of investment funds?

1, market risk

It mainly means that funds are influenced by the market environment, and the market is easily influenced by factors such as economy, company management and relevant policies. Such as economic policy, interest rate adjustment, company operation and so on.

2. Managing risks

Refers to the fund management ability, risk prediction ability and investment level of different fund managers. Because funds are operated by professional fund managers, there are management risks.

3. Fluctuation risk

The fund invests in a basket of stocks, and the stock market fluctuates greatly, so the fund is at risk of fluctuation.

4. Redemption risk

It mainly refers to the risk that investors can't redeem the fund in time when the fund faces large redemption or suspension of redemption.

5. Information risk

Refers to the risk caused by the untimely information disclosure of fund managers or fund companies, which affects investors' judgment and trust.

6. Risk of loss

For example, if the net value of the fund on the redemption date is less than the net value of the fund on the investor's subscription date, there will be losses, and the fund investment will be charged a certain handling fee.

How to avoid and prevent?

1. Fixed investment of the fund

By adopting the method of fixed investment of funds, through continuous buying, the share of positions is increased and the cost of positions is shared equally, so as to achieve the purpose of diversifying investment risks.

2. Diversified investment

Man Cang is advised not to buy a fund. It is recommended to buy multiple funds to diversify investment and investment risks. About three funds are the most suitable. It is best not to have correlation between funds to reduce the mutual influence between funds.

3. Set take profit and stop loss

Control the risk of the fund within a certain range, and reduce the loss of income or loss. Automatically sell when the fund rises to a certain point to avoid subsequent decline and reduce income; Automatically sell when the fund falls to a certain point, and stop loss in time.

Step 4 Hold for a long time

The long-term holding cost of funds is low, and the longer the holding time, the lower the redemption cost, even 0; Long-term holding of funds has high expected returns, and the fluctuation of funds is small. Short-term investment may not necessarily earn any returns, but long-term investment has a high probability of earning higher returns.

5. Reasonable planning

Combine your own investment needs, your own funds, the performance of the fund, the ability of the fund manager, etc. Choose the right fund types and investment methods to reduce losses.

Seize the stocks with continuous daily limit.

In the mid-line stock picking skills, if you want to make a medium-long line layout, you must look at the current market situation. You can refer to the annual line (250 antennas) and semi-annual line (120 antennas) of the market index. If the trend is above the annual line and the semi-annual line, it means that it is not a bear market at present. In the face of national policies, investors should not be lucky enough to grab the rebound or choose to buy people, but should wait and see to clear their positions. If the stock market rises sharply, it is necessary to follow the trend and hold shares in the medium term.

Mid-line stock selection should be comprehensively analyzed from six aspects: K-line shape, technical index, relative price, company fundamentals, market trend and stock theme. We should give up some stocks with high P/E ratio and prices much higher than their intrinsic values.

As for how to seize the stocks with continuous daily limit? The initial share price rose by more than 6%; Must be "heavy"; The greater the increase, the stronger the trend and the more favorable it is. Among the key conditions of daily limit, the opening price is 2-3 points higher and the opening price is not more than 2 points lower. The decline process cannot be heavy, and the heavy volume is suspected of shipping; The closing price is near yesterday's closing price, so it is best not to form a gap.