Not necessarily. The overall risk of the fund is lower than that of the stock, and the expected return is also lower than that of the stock. However, because the risk of the stock is greater, the probability of loss is greater, so the return of the stock is not necessarily higher than that of the fund, and the return of the fund is not necessarily higher than that of the stock.

T+1 trading is implemented for both funds and stocks. The trading hours are: 9: 3am-11: 3am and 13: pm-15: pm from Monday to Friday, and no trading is allowed on legal holidays.