The use interval and execution time corresponding to the liquidity adjustment coefficient in the loan amount calculation formula will be adjusted.

Why do you want to adjust? The liquidity adjustment coefficient of housing provident fund loans is a scientific parameter linking the loan amount of employees' housing provident fund with the loan utilization rate. According to the use of housing provident fund funds, the loan amount of employees can be adjusted in time: when the provident fund funds are sufficient, the loan amount can be increased to allow employees to borrow more; In the case of insufficient funds, by lowering the coefficient, limited funds can allow more people to apply for loans.

How to adjust: the utilization rate interval and execution time corresponding to the liquidity adjustment coefficient of the housing provident fund loan amount calculation formula will also be adjusted.

Change: after adjustment: excess liquidity (loan utilization rate lt; 60%), the coefficient is1.2; Normal liquidity (60%≤ loan utilization rate lt; 85%), the coefficient is1; Insufficient liquidity (85%≤ loan utilization rate lt; 90%), the coefficient is 0.8; When the liquidity is tight (loan utilization rate ≥90%), the coefficient is 0.6.

City housing provident fund center will announce the loan utilization rate to the public at the beginning of each month. When the loan utilization rate reaches the new area for two consecutive months, the new liquidity adjustment coefficient will be announced to the public in the third month and implemented from the next month.