Bonds in the fund refer to the proportion of investment funds in bond assets. Generally speaking, the higher the proportion of debt in a fund, the lower the risk of the fund. Because bonds have relatively lower volatility and higher stability than high-risk assets such as stocks. In addition, bonds also have a certain fixed income, which can provide a stable source of income for the fund.

The proportion of debt in the fund should be determined based on the investor's risk preference and investment cycle. For conservative investors or short-term investors, it may be more appropriate to choose a fund with a relatively high debt ratio. For investors with higher risk appetite, they can appropriately choose funds with a lower debt ratio in the fund to obtain higher returns.

An important indicator for evaluating the debt ratio of a fund is the fund's risk-return ratio. The smaller the risk-return ratio, the higher the risk of the fund relative to its return. If the proportion of debt in the fund is too high, it may cause the fund's return rate to be lower than the market average. And if the debt ratio in the fund is too low, the fund's volatility may increase. Therefore, it is necessary to conduct a comprehensive assessment of the debt ratio in the fund based on investors' needs and preferences to find the fund product that best suits them.