First of all, explain that your qualifications do not match and you need to supplement the materials.
Generally, most people who require proof of consumption are non-compliant, or are found to have intermediary participation by Shanghai Pudong Development Bank. If you have been asked to provide proof of consumption, you can only provide it as required. If it is not provided within a certain period of time, it may be required to repay in advance. In fact, there are many ways about coupons, some of which cannot be elaborated. Under normal circumstances, I generally suggest that after receiving the account, I go to a bank outlet to withdraw cash and then spend it, or deposit the money in a savings card of another bank.
Second, there are requirements for the use of Pufa Credit Card Universal Fund.
The use of universal funds is clearly defined. If you use the universal fund, you must keep the consumption voucher and cooperate with Shanghai Pudong Development Bank to check the actual use of the funds through account analysis and on-site investigation. If it is not used according to the regulations, Shanghai Pudong Development Bank has the right to require customers to settle in advance at one time. Uses include but are not limited to decoration, home appliances, weddings, car purchases, tourism, medical care and other legitimate consumption, and cannot be used for buying houses, investing in stocks, funds, futures and so on.
Pudong universal fund is a cash installment service provided by Shanghai Pudong Development Bank for credit card holders with good credit card records, with a maximum amount of 300,000.
Universal metal issued by Shanghai Pudong Development Bank is used for cash installment business. According to the regulatory requirements, the cash installment funds issued by the bank can only be used for personal daily consumption, and may not be used for real estate, parking spaces, stocks, funds and other investment businesses. If the bank finds that the funds are used illegally in post-loan management, it may require the applicant to provide consumption vouchers, or even be required to pay off the remaining debts in one lump sum. Therefore, rational use is very important. Applicants should keep their eyes open, and their consumption should be based on a reasonable assessment of their repayment ability, and don't let early consumption become the bondage of their lives.