Jingdong small vault belongs to monetary fund financing and is a wealth management product under Jingdong Finance. Similar to Ali's Yu 'ebao, it is suitable for everyone's spare money wealth management products. Jingdong small vault can meet the daily needs of users in terms of shopping order payment, air tickets, telephone charges recharge, travel, movie tickets and so on. , and launched small gold insurance, savings wages, fixed investment funds, small gold cards, customized security, lending gold bars and other services. Colorful functions bring convenience to users' lives.

In addition, earning gold coins to receive benefits in Jingdong Small Treasury also provides many benefits for users, and earning gold coins can be exchanged for a variety of physical objects and shopping vouchers.