1. To open a personal settlement account in the Postal Savings Office, it is suggested to set up a green card (one for local currency and one for foreign currency), and deposit the money for fund purchase in the current period of the card.

2. Deal with an intermediary business transaction account, also called a fund card (free of charge), and then open a TA account of a fund company to handle the subscription/subscription business. Generally, T+3 working days will be deducted.

3. After handling the fund card, you can open the online banking of postal savings (SMS authentication is free, UKEY charges the cost of work in 20 yuan, and different provinces charge different fees), and then you can handle the fund business on the online banking.

The fund recommends a fixed investment, which is worry-free.