Retirees from enterprises and institutions who go through retirement formalities according to law and receive basic pensions on a monthly basis will raise the level of basic pensions, and the overall adjustment level will be 3.8% of the monthly per capita basic pensions of retirees.
According to the relevant person in charge of Ministry of Human Resources and Social Security, this adjustment will continue to adopt the adjustment mode of combining quota adjustment with appropriate inclination. The quota adjustment reflects social equity, and the adjustment standards for all types of retirees in the same area are consistent. The adjustment reflects "overpayment and overpayment" and "overpayment and overpayment". Paying more pensions for a long time, properly inclining, reflects the key care and care for the elderly retirees and retirees in hard and remote areas.
The announcement of the pension adjustment plan has been advanced. At the same time, the local pension adjustment plan should be submitted to Ministry of Human Resources and Social Security. This means that pension adjustment will begin to be realized. According to the requirements, all provinces, autonomous regions and municipalities directly under the Central Government will distribute the adjusted and increased basic pension to retirees as soon as possible.
At present, the specific rules for increasing pensions in Liaoning have not been finalized. Let's refer to Liaoning's plan to improve the pension for enterprise retirees.
Provincial quota adjustment
Liaoning increased 40 yuan/month.
Hook adjustment
One is "payment period × 1 yuan+(payment period-15) × 1 yuan"; Second, it increased by 0.8% according to the base of the previous year; Three is 70 years old, 80 years old increased by 40, 80 yuan.
When will the pension fund be raised?
According to the previous adjustment of the endowment insurance fund, the upward adjustment of the endowment insurance fund will be divided into three steps:
The first step: Ministry of Human Resources and Social Security and other relevant departments announce the national average upward adjustment ratio;
Step 2: All provinces, autonomous regions and municipalities shall formulate local specific upward adjustment standards according to their own social security fund operation and economic conditions;
Step 3: Complete the increase of national pension and reissue the pension.
Liaoning retirement pension calculation formula reference:
The level of retirement salary first depends on the length of a person's working years, followed by what kind of work you are engaged in, and then the level of your title or rank. These three aspects play a decisive role in a person's retirement salary.
(1) monthly basic pension = basic pension+personal account pension
Among them, the basic pension = (average monthly salary of employees in the province last year+average monthly payment salary) /2* payment period * 1%= average monthly salary of employees in the province last year (1+ average monthly payment index) /2* payment period * 1%.
My average contribution wage index =(a 1/Al+a2/AZ+. . . +an/An)/N
In the formula, a 1, a2. . . Anzhi 1 year, 2 years before the insured retires. . . . . . . I get paid in n years; A 1、A2。 . . . . Anzhi 1 year, 2 years before the insured retires. . . . . Average annual wage of local workers. N years; N is the number of years that enterprises and employees actually pay the basic old-age insurance premium.
(2) Personal account pension = total amount of personal account storage/number of months.
1, pension = basic pension+personal account pension
2, personal account pension = personal account storage amount ÷ months (the number of months is determined according to the retirement age and the average life expectancy of the population at that time. Calculated months are slightly equal to (average life expectancy-retirement age) X 12. At present, 50 years old is 195, 55 years old is 170, and 60 years old is 139.
3. Basic pension = (average monthly salary of employees in the province last year+average monthly payment salary indexed by myself) ÷2× payment period × 1%= average monthly salary of employees in the province last year (1+ average payment index by myself) ÷2× payment period × 1%.
4. In the formula: my indexed monthly average payment salary = the average monthly salary of employees in the whole province in the previous year × my average payment index.
Liaoning province pension ranking
19 Liaoning's per capita pension is 3075 yuan.
How to calculate the formula of pension increase? Introduction to the establishment of social security network
Pension increase = (quota adjustment+hook adjustment+tilt adjustment) ÷ Retiree's own pension level.
Because according to the pension adjustment rules, the pension adjustment plan is carried out in accordance with quota adjustment, hook adjustment and tilt adjustment. This three-step approach has been implemented for many years and will continue this year.
Therefore, all retirees who participate in pension adjustment can enjoy quota adjustment and hook adjustment, but not all retirees have a ladder of tilt adjustment, and only retirees who meet certain conditions have a third ladder of tilt adjustment.
Social insurance law
Sixteenth individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have accumulated contributions for fifteen years when they reach the statutory retirement age.
Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, and enjoy the corresponding pension insurance benefits according to Chinese laws.
Seventeenth individuals who participate in the basic old-age insurance, due to illness or non-work-related death, their survivors can receive funeral grants and pensions; Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic old-age insurance fund.