1. fund company: when selecting a fund company, the ranking of the fund company can be used as a basic reference. Many fund analysis websites provide new fund company rankings every year. Investors can pay attention to the rankings in recent years and choose fund companies with high rankings and stable rankings.

2. Fund manager: In fact, fund financing is to hand over funds to the fund manager for operation, so the investment performance of the fund manager is very important.

3. Fund size: The fund size cannot be too small or too large. The average asset size is moderate between 2.5 billion and 5 billion. Of course, the size of large-cap funds is usually higher than 5 billion. In addition to the current valuation of the fund, it is also necessary to pay attention to the changes in the past assets of the fund and understand whether the scale of the fund is expanding or shrinking. The scale of investment continues to shrink, and investment needs to be cautious.

4. Fund positions: Understanding fund positions is mainly to understand the allocation of stocks. In the fund file, you can generally see which stocks the fund holds in heavy positions and the corresponding proportion. If investors have optimistic industries or stocks, they can focus on funds that invest in these industries or stocks.

5. Fund rate: Fund rate includes front-end expenses and back-end expenses, and the rate of back-end expenses will generally decrease with the growth of fund holding time, so if you plan to invest for a long time, the fund income of back-end expenses is more cost-effective. In addition, the subscription fee for new funds is generally cheaper than the subscription fee.

Tips:

① The above information is for reference only and does not constitute investment advice.

(2) There are risks in entering the market, so investment needs to be cautious.

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